54558 ZIP Code — Saint Germain, WI

Vilas County, Wisconsin

ZIP code 54558 is located in Saint Germain, Wisconsin, within Vilas County. It covers approximately 43.19 square miles and serves a population of 2,190 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54558

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $215,300. Owner-occupancy is high at 81%, well above the national average.

Median household income is $65,875. The poverty rate of 7% is below the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Overall, ZIP code 54558 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,190
population
43.19
sq mi land
Standard
ZIP type
Central (CT)
timezone
54558 ZIP code map
Cities in ZIP code 54558

Below are the cities the US Postal Service accepts for ZIP code 54558. Using any city not on this list may result in mail delivery delays.

City Status
Saint Germain Acceptable
Saint Germain Preferred
Nearby ZIP codes
54560 Sayner (6.5 mi) 54539 Lake Tomahawk (9.5 mi) 54568 Woodruff (9.5 mi) 54521 Eagle River (11.8 mi) 54512 Boulder Junction (12.5 mi) 54519 Conover (14.3 mi) 54548 Minocqua (16.7 mi) 54540 Land O Lakes (17.4 mi) 54531 Hazelhurst (18.5 mi) 54501 Rhinelander (18.8 mi) 54538 Lac Du Flambeau (19.5 mi) 54529 Harshaw (19.8 mi)
Demographics updated 05/2026
Population
Total population 2,190
Population density 51 / sq mi
State FIPS 55
County FIPS 125
Geography
Land area 43.19 sq mi
Water area 8.17 sq mi
Latitude 45.9237
Longitude -89.5016
Timezone Central (CT)
Area code 715
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 45.8% 49.0% 39.4%
$50k – $100k 34.2% 32.3% 33.0%
$100k – $200k 16.1% 14.4% 22.4%
Over $200k 3.9% 4.3% 5.2%

Demographics & statistics

2,190
Population
51
People per sq mi
57.8
Median age
$65,875
Median household income
$43,322
Per capita income
$215,300
Median home value
$900
Median monthly rent
80.7%
Home ownership
6.5%
Poverty rate
6.4%
Unemployment
2,342
Housing units
22.6%
Bachelor's or higher

Age distribution

Male Female
58
Under 5
47
8
5–9
7
43
10–14
36
26
15–19
22
42
20–24
35
78
25–34
64
109
35–44
89
182
45–54
149
139
55–59
115
149
60–64
123
249
65–74
204
100
75–84
82
19
85+
15
← Male
Female →

Age summary

GroupCount%
Under 1824411.1%
18 and over1,94688.9%
65 and over66930.5%
Median age57.8 years

Race & ethnicity

White 91.9%
Two or more races 3.7%
American Indian / Alaska Native 2.8%
Hispanic or Latino 0.5%
Asian 0.5%
Black or African American 0.4%
Other race 0.3%
GroupCount%
White2,02291.9%
Two or more races823.7%
American Indian / Alaska Native612.8%
Hispanic or Latino110.5%
Asian100.5%
Black or African American90.4%
Other race60.3%

Household income

Income range This ZIP County avg State avg
Under $50k 45.8% 49.0% 39.4%
$50k – $100k 34.2% 32.3% 33.0%
$100k – $200k 16.1% 14.4% 22.4%
Over $200k 3.9% 4.3% 5.2%
Under $10k 3.1%
$10k–$15k 3.6%
$15k–$25k 6.0%
$25k–$35k 12.9%
$35k–$50k 8.4%
$50k–$75k 26.5%
$75k–$100k 10.7%
$100k–$150k 17.4%
$150k–$200k 6.4%
$200k+ 4.9%
Range% of households
Under $10k3.1%
$10k–$15k3.6%
$15k–$25k6.0%
$25k–$35k12.9%
$35k–$50k8.4%
$50k–$75k26.5%
$75k–$100k10.7%
$100k–$150k17.4%
$150k–$200k6.4%
$200k+4.9%
Median income$65,875

Housing

Home values

Under $50k 4.8%
$50k–$100k 5.9%
$100k–$150k 16.1%
$150k–$200k 21.0%
$200k–$300k 18.3%
$300k–$500k 20.6%
$500k–$1M 12.8%
$1M+ 0.4%

Housing overview

MetricValue
Median home value$215,300
Median rent / month$900
Owner occupied80.7%
Renter occupied19.3%
Vacant56.5%
Single-family detached81.5%
Large apartment buildings0.0%
Mobile homes7.1%
Median rooms4.8
Avg household size (owned)2.01

Year built

Era%
2020 or later0.0%
2010–20193.3%
2000–200917.2%
1990–199919.8%
1980–19899.2%
1970–197916.7%
1960–196913.3%
1950–195911.1%
1940–19494.8%
1939 or earlier4.6%

Bedrooms

Size% of units
No bedroom (studio)0.7%
1 bedroom5.7%
2 bedrooms41.9%
3 bedrooms39.9%
4 bedrooms8.8%
5+ bedrooms3.0%

Vehicles per household

Vehicles% of households
No vehicle3.3%
1 vehicle33.2%
2 vehicles34.8%
3 or more28.7%

Heating fuel

Fuel type%
Utility gas62.6%
Electricity6.8%
Propane / LP gas27.8%
Wood2.8%

Households & families

Household typeCount%
Married-couple family59153.1%
Cohabiting couple716.4%
Male householder, no spouse26323.6%
Female householder, no spouse18816.9%
Households with children under 1812311.1%
Households with seniors (65+)47142.3%
Average household size1.97

Marital status

StatusMaleFemale
Never married17.5%10.6%
Married53.3%65.3%
Separated2.9%0.0%
Widowed4.3%6.3%
Divorced22.0%17.9%

Education

Less than 9th grade 0.5%
Some HS, no diploma 2.9%
HS graduate 33.7%
Some college, no degree 27.5%
Associate's degree 12.8%
Bachelor's degree 14.3%
Graduate / professional 8.4%
Metric%
HS diploma or higher96.6%
Bachelor's or higher22.6%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool4916.4%
Kindergarten00.0%
Elementary school6020.1%
High school8227.4%
College / grad school10836.1%

Employment

Industry of employment

Education & healthcare 20.6%
Retail trade 18.9%
Construction 13.6%
Professional & management 13.0%
Manufacturing 9.0%
Arts, food & hospitality 7.0%
Other services 5.9%
Public administration 4.3%
Finance & real estate 3.4%
Transportation & utilities 2.5%
Wholesale trade 1.9%

Occupation

Category%
Management, business & arts37.3%
Service21.5%
Sales & office13.4%
Natural resources & construction10.7%
Production & transportation17.1%

Employment type

Type%
Private sector79.0%
Government16.1%
Self-employed4.9%
Unpaid family workers0.0%

Commute

Method%
Drive alone80.8%
Carpool4.2%
Public transit0.0%
Walk4.2%
Work from home5.5%
Other means5.3%
Avg commute (minutes)19.7

Poverty

All people 6.5%
Under 18 years 10.0%
18 and over 6.1%
Married-couple families 2.0%
Female-led households 8.8%

Income support

Source% of households
Social Security48.0%
Retirement income29.6%
Supplemental Security2.9%
Cash public assistance0.6%
Food stamps / SNAP15.6%

Health indicators

Condition%
Obesity35.3%
High blood pressure39.9%
High cholesterol38.9%
Diabetes12.1%
Heart disease8.8%
Stroke3.9%
Asthma9.7%
Arthritis32.1%
Kidney disease3.8%
Pulmonary disease8.2%
Cancer9.5%
Behavior / access%
Smoking17.5%
Binge drinking19.8%
No physical activity22.0%
Less than 7 hrs sleep28.6%
Depression19.0%
Fair or poor health14.4%
Poor mental health12.0%
Poor physical health11.5%
No health insurance9.3%
Visited doctor (checkup)78.4%
Visited dentist69.7%
Cholesterol screening91.2%
Teeth loss12.1%

Veterans & disability

VeteransCount%
Civilian veterans20410.5%
Disability%
Any disability17.1%
Under 180.0%
18–64 years16.4%
65 and over24.7%

Health insurance coverage

Type%
Private insurance67.4%
Public insurance46.3%
No insurance10.7%
Uninsured under 199.3%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only2,08595.2%
Spanish80.4%
Other Indo-European80.4%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)2,14998.1%
Born in same state2,14597.9%
Born in different state1,00245.8%
Foreign born40.2%
Naturalized citizen411.9%
Not a US citizen2151.2%

Ancestry

AncestryCount%
Italian1999.1%
Arab1155.3%
Polish974.4%
French974.4%
AncestryCount%
Dutch632.9%
Irish281.3%
Norwegian170.8%
English150.7%

Technology access

Metric% of households
Computer access50.8%
Internet access90.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54558

What city is ZIP code 54558 in?

ZIP code 54558 is primarily assigned to Saint Germain, Wisconsin.

What county is ZIP code 54558 in?

ZIP code 54558 falls within Vilas County, Wisconsin.

Does ZIP code 54558 have an older population?

31% of residents in ZIP code 54558 are 65 or older, above the national average of ~17%.

Does ZIP code 54558 have a large retiree population?

48% of households in ZIP code 54558 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 54558 mostly owner-occupied?

81% of occupied units in ZIP code 54558 are owner-occupied, well above the national average.

Does ZIP code 54558 have a large veteran population?

11% of civilians in ZIP code 54558 are veterans, above the national average of ~7%.

What timezone is ZIP code 54558 in?

ZIP code 54558 observes the CST timezone.

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